DRIVER BENEFITS

New full-time non-union employees become eligible for benefit coverage on the 1^st day of the month after completing 60 calendar days of employment.

Health: Blue Cross Blue Shield Simply Blue PPO with Two Plan Choices (High or Low)

High Plan

• 80/20 for PPO providers OR 60/40 for Non-PPO after deductible is met
• $750 deductible for one member AND $1500 deductible for family (in network)
• $40 for office visits (in network)
  • Simply Blue applies deductible/coinsurance to office services…diagnostic, therapeutic & surgery.

• Prescription drug coverage is under a 5 tier copayment/coinsurance (in network)
• Cost to employee for health benefit coverage
  • $50 per week pre-tax for single employee coverage
  • $80 per week pre-tax for employee + 1 dependent coverage
  • $95 per week pre-tax for family coverage

Low Plan

• 80/20 for PPO providers OR 60/40 for Non-PPO after deductible is met
• $2500 deductible for one member AND $5000 deductible for family (in network)
• $40 for office visits (in network)
  • Simply Blue applies deductible/coinsurance to office services…diagnostic, therapeutic & surgery.

• Prescription drug coverage is under a 5 tier copayment/coinsurance (in network)
• Cost to employee for health benefit coverage
  • $35 per week pre-tax for single employee coverage
  • $65 per week pre-tax for employee + 1 dependent coverage
  • $80 per week pre-tax for family coverage

Livongo–Diabetes Management: This program is offered at no cost to MTS employees and family members covered through MTS’ medical plan and diagnosed with diabetes.

Dental: Principal Financial Group with Two Plan Choices (High or Low)

• Cost to employee for dental benefit coverage depends on plan choice and # of members covered.
  • Waiting Period, High or Low Plan…Employees/dependents not enrolling when first eligible may have a 12month    waiting period for all Major Services, (services covered at 50%).

 Vision: National Vision Administrators

• Cost to employee for vision benefit coverage depends on # of members covered.

Life Insurance: MTS employees are eligible for $25,000 worth of life insurance at no charge after 60 days.

Disability Insurance: Short & Long-term disability insurance is available to employees at group rates. 

401k Plan:  Eligible to participate after 6 months of employment. Employees can invest in any combination of 14 mutual funds. MTS matches 25% of the employee’s contribution. Employees are 100% vested in the 401k Plan upon entry.      

Detailed Policy Information

Medical Plans 

• Low Plan Policy
• High Plan Policy
• Low Plan Policy  Benefits at a Glance
• High Plan Policy Benefits at a Glance 

Dental Plans

• Low Plan Policy
• High Plan Policy

Life Insurance

• Group Term Life Policy
• Free ad-on benefits offered from Principal for all eligible employees (enrolled in group term life)

Voluntary Term Life Insurance

• Voluntary Additional Term Life Policy

Vision Insurance 

• Vision Plan Policy

401(k) Plan

• Summary Annual Report
• Summary Plan Description
• Enrollment Guide
• Participant Fee Disclosure
• QDIA Notice 

Notice of Insurance Exchange 

• Notice of Insurance Exchange 

Affordable Healthcare Act – 1557 Notice of Nondiscrimination

• Notice of Nondiscrimination
• Grievance Procedure

Bereavement Pay/Funeral Leave:

MTS employees shall be granted time off with pay for bereavement and to attend a funeral as follows:

            3 paid days:  Employee’s spouse, child or parent (includes “step” relationships of the same sort)

            1 paid day:  Employee’s brother, sister, brother-in-law, sister-in-law or spouse’s parent (includes “step” relationships of the same type)

Employees may attend the funeral of other relatives after properly notifying their supervisor. Such time off would be taken without pay.