Driver Benefits

New full-time non-union employees become eligible for benefit coverage on the 1st day of the month after completing 60

calendar days of employment.

Health: Blue Cross Blue Shield Simply Blue PPO with two plan choices (High or Low)

HIGH PLAN:

80/20 for PPO providers OR 60/40 for Non-PPO after deductible is met
$750 deductible for one member AND $1500 deductible for family (in network)
$40 for office visits (in network)
- Simply Blue applies deductible/coinsurance to office services…diagnostic, therapeutic & surgery.
Prescription drug coverage is under a 5 tier copayment/coinsurance (in network)
Cost to employee for health benefit coverage
- $50 per week pre-tax for single employee coverage
- $80 per week pre-tax for employee + 1 dependent coverage
- $95 per week pre-tax for family coverage

LOW PLAN:

80/20 for PPO providers OR 60/40 for Non-PPO after deductible is met
$2500 deductible for one member AND $5000 deductible for family (in network)
$40 for office visits (in network)
- Simply Blue applies deductible/coinsurance to office services…diagnostic, therapeutic & surgery.
Prescription drug coverage is under a 5 tier copayment/coinsurance (in network)
Cost to employee for health benefit coverage
- $35 per week pre-tax for single employee coverage
- $65 per week pre-tax for employee + 1 dependent coverage
- $80 per week pre-tax for family coverage

LIVONGO-DIABETES MANAGEMENT:

This program is offered at no cost to MTS employees and family members covered through MTS's medical plan and diagnosed with diabetes.

DENTAL PLAN:

Blue Cross Blue Shield with Two Plan Choices (High or Low)

Cost to employee for dental benefit coverage depends on plan choice and number of members covered.
- Waiting Period, high or Low Plan...Employees/dependents not enrolling when first eligible may have a 12 month waiting period for all major services, (services covered at 50%).

VISION PLAN:

National Vision Administrators

Cost to employee for vision benefit coverage depends on the number of members covered.

LIFE INSURANCE:

MTS employees are eligible for $25,000 worth of life insurance at no charge after 90 days.

DISABILITY INSURANCE:

Short and Long-term disability insurance is available to employees at group rates

401K PLAN:

After new employees have completed 6 months of service they are eligible to enter MTS's 401K Plan. Employees can invest in any combination of 11 mutual funds, and MTS match to the employee contribution is 25%. Employees are 100% vested in the 401K Plan upon entry.

DETAILED POLICY INFORMATION

Medical Plans

Dental Plans

Life Insurance

Group Term Life Policy

Voluntary Term Life Insurance

Voluntary Additional Term Life Policy

Vision Insurance

Vision Plan Policy

401(K) Plan

Notice of Insurance Exchange

Notice of Insurance Exchange

Affordable Healthcare Act - 1557 Notice of Nondiscrimination

Bereavement Pay/Funeral Leave:

MTS employees shall be granted time off with pay of bereavement and to attend a funeral as follows:

3 paid days: Employee's spouse, child or parent (includes "step" relationships of the same sort)
1 paid day: Employee's brother, sister, brother-in-law, sister-in-law or spouse's parent (included "step" relationships of the same type)

Employees may attend the funeral of other relatives after properly notifying their supervisor. Such time off would be taken without pay.

DRIVER BENEFITS